When it comes to gift credit cards, they are definitely not all created equal. For as many good gift cards that there are available, there are just as many bad ones to match them. How do you tell the difference between the good and the bad? These pointers will help you navigate the sometimes-confusing world of gift credit cards with ease.

A Gift Is a Gift

Anyone with any etiquette sense knows that a gift is a gift and a gift recipient should not have to pay for that gift — but that’s exactly what some gift credit cards require gift recipients to do. Before you decide on any single gift credit card, make sure you know exactly what fees that card will require and who those fees will be charged to.

Almost any gift credit card is going to require some kind of a fee, but it should be you, the gift giver, who is responsible for that fee. If the card requires your gift recipient to pay an activation fee or a per-transaction fee, it’s not the right card for your [...]